Member Advisors are available by phone or email to help you
- Negotiate the out-of-pocket portion of your medical bills.
- Clarify your health insurance benefits.
- Find medical providers in your area including physicians, specialty care and hospitals.
- Schedule your appointments.
- Find elder care solutions.
- Find alternative care providers.
- Transfer your medical records.
- Save on surgery costs.
Your Karis360 Member Advisor helps you navigate through the Karis360 service to maximize use and manage healthcare needs. The Karis360 service includes the member and his or her spouse and/or dependent children under the age 18 residing with the member. Your Advisor is always your single point of contact for all questions, needs and guidance. Providing personalized service, your Karis360 Member Advisor will guide you through:
hospital and doctor search
When seeing a doctor is necessary, T.A.O. members are never limited to a specific discount “network.” Your experienced Advisor calls doctors in your area, provides options for you, obtains the best rates possible and schedules your appointments for you. Your Advisor also initiates the process of negotiating the cost of your hospital services on your behalf when a written estimate is provided. Whether you need to see a doctor or go to the hospital, we make it simple. Members only need to contact us and we will do the rest!
T.A.O. Program members are never limited to a specific discount “network.” Your Personal Healthcare Advisor locates and calls chiropractors in your area, provides options for you, obtains the best rates possible and schedules your appointment for you. We make chiropractic care hassle free and simple!
Your Personal Healthcare Advisor locates the federally and state certified lab that fits your needs, obtains the best rates possible for you and guides you through the process of fulfilling your test. All types of laboratory tests for multiple conditions and ailments available. Let your Advisor lead the way!
Our specialized Advisors provide a cost, quality and availability comparison of healthcare facilities in your area for your particular non-emergency surgical procedure. Each member will get a report of up to 5 surgical facilities including the prescribing physicians facility. This is for non-emergency procedures only. Please reach out a minimum of 5 business days prior to any scheduled procedure.
Our team of experts has unparalleled results in negotiating discounts for medical bills totaling $2,500.00 or more.In fact, members can save significantly on the out-of-pocket portion of medical bills -- which is typically the money you owe after insurance has been applied. The overall savings discount can range from 50%-70%. Naturally, results may vary depending on the healthcare provider, the financial condition of the member, and other factors.
Your Advisor can help find alternative care in areas such as Acupuncture, Massage Therapy, Homeopathic and Naturopathic.
T.A.O. members are never limited to a specific discount “network.” Your Personal Healthcare Advisor calls radiology centers in your area, provides options, obtains the best rates possible and schedules your appointment for you. That’s the power of T.A.O.!
Your Advisor will schedule your primary care and specialist visits, labs, imaging, flu shots and more all on your schedule and at your convenience.
affordable care act navigation
We help you understand how legislation will impact you and any actions you might need to take.
medical record transfer
Advisors can organize the transfer of your medical records between providers to ensure your physician is working with accurate information.
insurance claims and denials
We can help resolve issues and expedite solutions.
Your Advisor can help with forms, investigations and phone calls.
ELDER CARE SOLUTIONS
Our Advisors can help with questions regarding elder care including home health and assisted living coordination, VA benefits and more.
HIPAA Compliant: Meets all federal HIPAA standards protecting patient medical information since 1996.
Note: The The Access Organization Member Advisor is not insurance and does not provide funds to pay bills. This is a best efforts service and results cannot be guaranteed.